Small Business Loan, SBA

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If you are a business owner in search of financing for your business, contact us today to receive a free consultation.

1-833-734-4769

Local Phone: (727) 221-7393

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Is an SBA Loan Right For Your Business?

Small businesses are the backbone of most communities, but these businesses often find it hard to compete for funding options. Qivist Commercial Loan Solutions is a Preferred SBA Lender that can process a loan through the SBA Program quickly and effectively to find the right financing for your business. The Small Business Administration does not actually provide the loans, but it does guarantee loans for small businesses to get started.

Small Business Loan Funding Options for All Types of Businesses

Small business loans are available for:

  • No fixed payments
  • No personal or business guarantees
  • Cash in a short time frame, as little as 24 hours
  • Financing for any business
  • No recourse
  • No loan board making arbitrary decisions
  • Funding increases with sales
  • Use the funds as you need

SBA Loan Basics

SBA loans have excellent terms and rates. Loan approval depends on your business and how well it is managed. The cash flow of your business will be examined. Prequalification can take as little as 48 hours. There are no pre-payment penalties with a loan through the Small Business Administration and no balloon payments. However, your business will need to meet the criteria of a small business.

There are two main types of SBA loans, 7a and 504. Which one will work for you depends on different factors. These loans typically are for major purchases, real estate, renovations, equipment financing and building. We have loans of up to $5 million that offer competitive rates and flexible terms. Our financial specialists will need to know how you intend to use the loan to know which type of financing fits for your business.

Call Our Team Today

When you’re a small business, you need financing that lets you take your business to the next level. We want to help you find solutions to benefit your company and your community. Call us or email us to talk about your loan needs and to get an application. We’re on your side to provide funding that lets your business find more success.

Additional Business Financing Options & Products

Didn’t find what you’re looking for? We have more business finance options to meet any need:

Accounts Receivable Financing
Commercial Real Estate Financing
Consumer Finance & Credit
Equipment Financing
Franchise Financing
Healthcare Financing
Merchant Cash Advance
Purchase Order Financing
Stated Income Commercial Real Estate Financing
Unsecured Business Lines of Credit
See ALL Financing Products

Servicing Charlotte, NC and The Surrounding Region

Charlotte, NC is known for its pro-business environment. Known as ‘The Queen City’, Charlotte, North Carolina has a pro-business environment that can list 291 of Fortune’s top 500 companies as having one or more facilities within the region. Charlotte happens to be the 16th largest U.S. city with a population of more than 800,000; therefore, it is the largest city within this region. Charlotte, NC is easily reached by 24-hour truck delivery or is within two hours flight time. The city is also the only major distribution center midway between the Northeast, Midwest and Florida business markets. A regional magazine listed North Carolina as of the most competitive states for economic development recently. North Carolina was also named as the second-best business climate in North America.

GET PRE-QUALIFIED TODAY!

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