There are a couple different functions which mergers have in the small business world, and if your company falls into either one of these categories, a business merger may be the perfect vehicle for ensuring long-term survival and possibly even greater than expected business growth. Combining resources and strengths One of the most common reasons […]
If you’d like to expand your business to new markets, add to your product line or otherwise grow your commercial enterprise, small business loans can help. Loans can be obtained through banks and a variety of other financial institutions. To qualify for a loan and receive an attractive interest rate, follow our checklist. How to […]
Customer satisfaction means something slightly different across different industries, but it’s crucially important to all. Customer service can make or break your business. Maintaining good customer relationships (and therefore a good image with the public) is key for any successful, lasting business. Customer service has a large part in establishing, building and keeping client relationships. […]
Is an SBA Loan Right For Your Business?
Small businesses are the backbone of most communities, but these businesses often find it hard to compete for funding options. Qivist Commercial Loan Solutions is a Preferred SBA Lender that can process a loan through the SBA Program quickly and effectively to find the right financing for your business. The Small Business Administration does not actually provide the loans, but it does guarantee loans for small businesses to get started.
Small Business Loan Funding Options for All Types of Businesses
Small business loans are available for:
No fixed payments
No personal or business guarantees
Cash in a short time frame, as little as 24 hours
Financing for any business
No loan board making arbitrary decisions
Funding increases with sales
Use the funds as you need
SBA Loan Basics
SBA loans have excellent terms and rates. Loan approval depends on your business and how well it is managed. The cash flow of your business will be examined. Prequalification can take as little as 48 hours. There are no pre-payment penalties with a loan through the Small Business Administration and no balloon payments. However, your business will need to meet the criteria of a small business.
There are two main types of SBA loans, 7a and 504. Which one will work for you depends on different factors. These loans typically are for major purchases, real estate, renovations, equipment financing and building. We have loans of up to $5 million that offer competitive rates and flexible terms. Our financial specialists will need to know how you intend to use the loan to know which type of financing fits for your business.
Call Our Team Today
When you’re a small business, you need financing that lets you take your business to the next level. We want to help you find solutions to benefit your company and your community. Call us or email us to talk about your loan needs and to get an application. We’re on your side to provide funding that lets your business find more success.
Additional Business Financing Options & Products
Didn’t find what you’re looking for? We have more business finance options to meet any need:
Servicing Charlotte, NC and The Surrounding Region
Charlotte, NC is known for its pro-business environment. Known as ‘The Queen City’, Charlotte, North Carolina has a pro-business environment that can list 291 of Fortune’s top 500 companies as having one or more facilities within the region. Charlotte happens to be the 16th largest U.S. city with a population of more than 800,000; therefore, it is the largest city within this region. Charlotte, NC is easily reached by 24-hour truck delivery or is within two hours flight time. The city is also the only major distribution center midway between the Northeast, Midwest and Florida business markets. A regional magazine listed North Carolina as of the most competitive states for economic development recently. North Carolina was also named as the second-best business climate in North America.
GET PRE-QUALIFIED TODAY!
Who We Are
At Qivist Commercial Loan Solutions, you’ll find financial professionals who have a comprehensive portfolio of finance products designed to fit into your business model. We want to find the commercial finance product that helps you take your business to the next level.
Stay Connected With Us
We proudly support independent business owners around the world through the Kiva organization with proceeds from each transaction going to Kiva